Michael Bowen Financial Services is a dynamic organisation committed to the success of your long term financial solutions. Following the principal of life-stage financial planning, Michael Bowen Financial Services offers you an ongoing partnership to help you build towards and achieve your financial goals – no matter what life throws your way.
Michael Bowen Financial Services is uniquely structured, offering solutions for all your financial needs. We provide a comprehensive range of services from financial planning, portfolio management, general insurance advice, tax planning, corporate superannuation and estate planning.
We work in partnership with our clients to establish where they are now, what they want to achieve in the future and what they need to do turn their financial goals into a reality.
Whether you’re starting out, nearing the end of your working life or somewhere in between, our adviser can work with you to ensure your tailored and strategic financial plan grows and adapts with you. With our comprehensive, professional and personalised services, we can help you achieve financial freedom.
At Michael Bowen Financial Services, we place a high importance on building and maintaining long term relationships with personal and business clients.
We take pride in being financial planning professional and are highly qualified with the skills to meet your ongoing financial planning needs, as well as the expertise to keep abreast of the ever changing financial landscape.
Michael Bowen is a qualified, professional financial adviser committed to ongoing education and training. Michael has completed Financial Planning Association of Australia accredited training in the areas of Financial Planning, Risk Management, Insurance Planning, Investment Planning, Taxation Planning, Recruitment Planning and Estate Planning. He will help you through the financial planning process by providing a range of educational materials to explain his recommended strategy and give you access to a wide range of quality financial solutions to help you meet your financial goals.
Click here to download Michael Bowen Adviser Profile.
Life-stage Financial Planning
Traditionally, the average life-stage began with finishing school in your teens, starting your first job in your 20's, buying a house, getting married and having children throughout your late 20's and 30's, and enjoying a long career until we retire at 65. But times have changed
Today, life-stages are more likely to be related to the challenges we face throughout our lives or when we achieve key milestones, which can happen at different times. We work with you to address the fluidity of life’s challenges and milestones to determine your specific financial needs.
Wealth creation is all about building financial security now so you can focus on enjoying your lifestyle in the future. Choosing where and how to invest your money is a difficult decision and will depend on many factors. When it comes to investing, it is best to seek advice from a qualified professional who can help define your unique personal situation, financial goals and recommend financial solutions and strategies to help you reach those goals. Our advice includes asset allocation and investment selection, and investment gearing.
Superannuation and Retirement Planning
Planning for retirement is one of life’s most important financial considerations. Super is the most popular way to save for retirement. Contribution to super allows you to put aside money during your working life to use when you retire. It is now one of the most tax-effective long-term retirement savings vehicle available. There are many strategies available to help you maximise your retirement savings through super. Whatever your plans for retirement, we can help you decide on the most appropriate strategy to make your plans for retirement become reality.
Financial protection insurance forms a critical part of the financial planning process, providing financial security for you and your family. Financial protection is there to provide you with protection against the financial implications of an event such as death, disablement, serious illness or injury.
There are a range of insurance options available that can be tailored to suit your needs and personal situation. The most common types of risk insurance include:
- Income Protection
- Life Insurance
- Total and Permanent Disability (TPD)